Affordable Homes Register
Registering interest to buy an affordable home a step easier.
A new service for local people needing support and assistance to buy an affordable home will now be easier as Cymdeithas Tai Clwyd housing association with support from Conwy, Denbighshire, Flintshire and Wrexham local authorities and other partners launch the new service at the National Eisteddfod at Wrexham.
Local people who are finding it difficult to take the first step on to the housing property ladder, due to the soaring house prices seen over the past decade and the need for larger deposits to secure financial mortgages, can now register their interest by filling a single form to seek support in buying an affordable home locally. Likewise Tai Clwyd can also facilitate people keen to rent rather than buy affordable homes if they are already registered on the Affordable Homeownership Register.
Cymdeithas Tai Clwyd Chief Executive, Alwyn Llwyd said: “Due to the four local authorities working in partnership, people struggling to buy homes will no longer be tied up by duplicate form filling, excluded from applying for schemes local to their own area nor limited by county borders. In the past for instance, a family member working in one county but living in another would need to register interest for an affordable home in both counties. Partnership working across four counties of north Wales mean that people will now only need to fill one form to register interest – great news for prospective buyers.”
Primary School Teacher, Amy Morris, 26, from Coedpoeth near Wrexham is one such person looking to buy her own property. Born and bred in the area, Amy, who teaches at Ysgol I D Hooson in Rhosllanerchrugog, says that securing a deposit to purchase a house is proving difficult in the current financial climate.
Amy Morris explains: “I am keen to purchase my own home and create a safe and secure environment to raise my young son, 7 month old, Harri. I am extremely fortunate in that I have supportive parents who still live in Coedpoeth and are happy for Harri and myself to live with them at the moment. I am keen, however, to buy my own house, and create a family home for both my son and I. I have recently filled the Affordable Homeownership Register form, and hope to purchase an affordable home through an affordable scheme in Wrexham. Without such a scheme, I’m unsure whether or not I would ever be able to buy a property.”
50 families* received support from Cymdeithas Tai Clwyd to buy their homes during 2010 – 2011, in the counties of Conwy, Denbighshire, Flintshire and Wrexham. Cymdeithas Tai Clwyd distributed £1.9 million to support families through the ‘Homebuy scheme’ funded by the Welsh Government’s housing grant.
Throughout Wales, a total of £7.4 million housing grant was distributed by the Welsh Government in 2010-2011 to support approximately 170 families through the ‘Homebuy Scheme’.
Welsh Government Minister Huw Lewis said: “This is an excellent example of organisations working together in partnership to help people find an affordable home and get on the housing ladder. I am delighted that Cymdeithas Tai Clwyd and their partners are offering this initiative to potential home owners across north-east Wales.
“Homebuy is an initiative we have supported for a number of years and I hope councils and social landlords elsewhere in Wales will continue to take advantage of the scheme to help people access affordable housing in their area,” Huw Lewis concluded.
The new service will be administrated by Cymdeithas Tai Clwyd with Conwy County Borough Council, Denbighshire Council, Flintshire Council and Wrexham County Borough Council forming part of the partnership, together with five housing associations** and 12 housing developers*** who provide Affordable Homes through the A106 agreement. The form will be available to download and fill online in September.
Anyone interested in registering, please contact Cymdeithas Tai Clwyd on 0345 230 3140 for further details or visit the website www.taiclwyd.com. Any person aged 16 or over can register, but you will need to be over 18 to purchase a property, as a mortgage is normally required. Inclusion on the register will ensure that you are considered for low cost homeownership schemes that are available.
- - Of the 50 families who received support through the ‘Homebuy Scheme’:
40 were first time buyers
7 were second home buyers due to broken-relationships
2 were already home owners but needed larger homes
1 needed support to buy due to his / her flat being under a Compulsory Purchase Order by the local authority
There was a cross section of the type of properties purchased e.g. semi-detached, terraced houses, bungalows and flats.
- - The 5 Housing Associations are: Cymdeithas Tai Clwyd, Clwyd Alyn Housing Association, Wales & West Housing Association, North Wales Housing and Cartrefi Conwy
- - The 12 Housing Developers are: Anwyl, Bloor Homes, David Wilson Homes, Elan Homes, Gower Homes Ltd, Leason, McBryde Homes, Morris Homes, Lovell, Redrow, Taylor Wimpey